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A- | ICRA NCD Senior Secured Bond

Saarathi Finance & Credit Pvt. Ltd.

ISIN: INE2LQA07024
10.50%
YTM
₹9,978.32
Minimum investment
Monthly
Payout
24 Mar 2029
Maturity
10.00%
Coupon Rate
₹10,000
Face Value
Currently subscribed100 Units available

0% Sold

10.50% / +50 bpsYTM vs coupon

yield above stated coupon

99.9202 / 99.7832Clean / dirty price

Excluding / including accrued interest

About the Issuer

Credila Financial Services Limited is an RBI-registered non-deposit taking NBFC focusing on originating, funding, and servicing education loans, backed by EQT and ChrysCapital.

Debenture trustee
Catalyst Trusteeship Ltd
Issuance date
24 Sep 2026

Key terms

  • Backed by strong parentage of global investment firm EQT and ChrysCapital, ensuring capital support.
  • Leading market position in the niche education loans segment with strong portfolio growth.
  • Stable profitability trajectory with healthy net interest margins and low credit cost.
  • Superior liquidity profile with adequate cash balances and unutilised bank lines.

Returns & Cashflow

Units
1

Summarised from the issuer's disclosures and the rating rationale. Read the full offer document and rating rationale before investing.

Invest

Selected investment units: 1

Trade & Settlement

Settlement date
26 Oct 2026
Orders placed after 4 PM will be executed on the next business day. Weekends and exchange holidays are skipped.

Totals (For Selected Units)

Price per Unit
₹9,978.32
Investment amount
₹9,978.32
Total Interest
₹2,394.5
Total Receivable
₹12,394.5

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